Many Considerations Regarding Social Security Benefits, Who Knew? File and Suspend. Sounds like orders for a top secret spy. But no, it is a term used in the world of Social Security benefits. File and suspend means that someone can apply for their Social Security Retirement benefits but then suspend receiving their payments. Why? Well […]
Tag: deductible
As Senior Population Swells, State Needs to Lift Moratorium on Adult Day Care
But while the NJ Department of Health and Human Services remains hesitant to allow any new centers to open, the demand in New Jersey for home and community-based long term care services is growing and adult day care is a cost effective option. By Roberto Mu?±iz, President and CEO, The Francis E. Parker Memorial
May is Older Americans Month
The theme for Older Americans Month this year is Never Too Old to Play to learn more about this theme and what it means please visit http://olderamericansmonth.org/ ¬†To find out what events might be taking place in your area, contact your County Office on Aging by visiting http://www.njfoundationforaging.org/services.html to find the websites and phone numbers […]
To Smart Phone or not to Smart Phone?
Some of you may have even struggled with the idea of a cell phone at all. You may have laughed at how many young people relied on them. You probably hated it when you finally caved and got a cell phone. Now, you see all your kids, grandkids and maybe even some friends with an […]
It’s Tax Time- How to Get Volunteer Tax Help
Volunteer Tax Help Yes, it is time to think about filing your 2011 tax returns. It‚Äôs a job that is never a joy, but could be less of a hassle, if you try using a terrific free service – the Volunteer Income Tax Assistance program (VITA).¬† ¬†For over 30 years, the VITA force of 2,000+ […]
Identity Theft- Next steps
Identity Theft ¬†We all know by now that we are supposed to carefully guard our social security number. You may have read some safety tips here on this blog or in Renaissance magazine. So, what do you do if your Social Security number is misused? ¬†The Social Security Administration protects your Social Security number and […]
NJ-EESI Update
In 2009, NJFA released a report called, the Elder Economic Security Index (EESI). The Index tells us the cost of living for seniors in all 21 counties in NJ. The Elder Economic Security Standard‚Ñ¢ Index (Elder Index) methodology was developed by the Gerontology Institute at the University of Massachusetts Boston, in partnership with Wider Opportunities […]
Tips from NJ Dept of Banking and Insurance May Help Those Filing Insurance Claims
In a memo on Monday (8/29) the Commissioner stated that “Irene did not generate sustained hurricane-force winds, defined as 74 mph, but the time it got to NJ and told insurers they could not apply the hurricane deductible when calculating how much homeowners should pay for damages.”
Utility Assistance
PSE&G has recognized that many of their customers have fallen on hard times and so they’ve come up with a new program to offer assistance.The program is called TRUE, Temporary Relief for Utility Expenses and it is designed to help moderate income households who are having difficulty paying their PSE&G bill.
New Program from NJ Housing and Mortgage Finance Agency to help those facing foreclosure
New Program from NJ Housing and Mortgage Finance Agency to help those facing foreclosureThe program is called New Jersey HomeKeeper and it will be available starting May 9, 2011